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What Compensation Can You Receive After a Car Accident in Arizona?

Posted on January 12, 2024 in

Imagine driving home on a clear evening when suddenly, a distracted driver runs a red light, colliding with your car. This moment can change your life, bringing unforeseen challenges and questions, notably about compensation for your losses. In Arizona, victims of car accidents have the right to seek “full and fair” compensation for various damages, a process that’s often complex and overwhelming. Proof of all the elements of damage takes an experienced and knowledgeable guiding hand. Our local and trusted law firm, with over 50 years of accident case experience, can help.

Understanding your rights and options after a car accident is crucial. At Jensen Phelan Law Firm, we’re committed to guiding you through this challenging time. If you’re wondering what compensation you might be eligible for, we have the resources to lead you in the right direction and maximize your compensation.

Compensation For Medical Expenses and Lost Wages 

In the wake of a car accident in Arizona, the financial repercussions can be immediate and substantial. One of the primary concerns is medical expenses, which encompass a wide range of costs. This includes emergency room fees, hospitalization costs, medications, diagnostic tests, surgeries, and any ongoing treatments such as physical therapy or rehabilitation. Paying for these medical treatment costs can seem to be impossible without the right insurance. The other side will claim that your lack of treatment shows you were not hurt as much as you claim. We can usually help guide you to the best option.

It’s crucial for victims to keep a detailed record of all medical treatments and expenses, as these form the backbone of their proof of these compensation claims.

Furthermore, the financial strain isn’t limited to medical bills. Many victims face lost wages due to their inability to work after the accident. Your compensation for damages claim can include the income lost during this period. Additionally, if the injuries lead to a decreased earning capacity in the future, victims may be entitled to compensation for this long-term financial impact. Calculating these damages involves a thorough examination of the victim’s current and future earning potential, often necessitating expert testimony to accurately project future losses. Proof of these things will suffer, preventing or reducing your claim, without an experienced and capable personal injury lawyer.

Non-Economic Damages: Addressing the Pain, Emotional and Psychological Harm

Apart from the tangible financial losses, car accidents in Arizona also bring about significant non-economic damages, such as physical pain, emotional suffering (for stress, anxiety, depression, worry, fear of losses, etc.), and loss of enjoyment of life. This type of damage is subjective and varies widely based on the severity of the injuries and the individual’s personal experience of pain and trauma, so it requires supporting evidence from multiple sources if possible. As there is no direct financial metric to measure these damages, courts often consider the nature and extent of the injury, the duration of pain, and the prognosis for future suffering.

It’s well known that these damages are more challenging to prove in a way to quantify the dollars as opposed to economic damages such as loss of earnings or the amount of medical expenses. In most cases, these non-economic damages are as much or more than the economic damages. Insurers will attempt to value your injury claims using a formula that relies on the economic damages (the old and misleading “three times medical expenses” is an example). One size does not fit all in injury clames: each one is different. We at Jensen Phelan Law Firm will represent and present the proof of YOUR harms, losses and damages without use of any “short-cut” formula, so you receive the “full and fair” damages that Arizona law allows.

What Factors Affect Your Claim’s Value?

Several factors influence the value of a car accident claim in Arizona, each essential in determining the compensation a victim might receive:

  • Severity of Injuries: More severe injuries typically result in higher medical costs, longer recovery times, and greater compensation.
  • Degree of Fault: Under Arizona’s comparative negligence rule, compensation may decrease by the percentage that the injured party is found to be partly at fault.
  • Impact on Life and Employment: Considerations include the ability to return to work, ongoing care needs, and the overall impact on quality of life.
  • Insurance Coverage: Often, compensation is limited by the at-fault party’s insurance policy limits, which triggers Jensen Phelan Law Firm to search for other insurance coverage and/or to seek discounts in the repayment of liens against your recovery that arise for entities that pay for your accident injury-related medical treatment such as Medicare, Medicaid, AHCCCS, etc.
  • Age and Pre-Accident Health: Younger victims with severe or long-lasting injuries may receive higher compensation due to the longer impact period of their injuries.
  • Future Damages. The insurance industry is reluctant to pay for future damages generally, requiring significant proof. Jensen Phelan can strongly help with that.

Jensen Phelan Law Firm can help you determine how much compensation you should expect from your accident, and we will work relentlessly to prove each part of your damage claims. 

Call Jensen Phelan Law Firm For Help With Compensation After An Accident

At Jensen Phelan Law Firm, we combine decades of experience, a client-focused approach, and a deep understanding of Arizona’s personal injury laws to help you secure the compensation you deserve. With our Fair Fee Guarantee, you can rest assured that our fees are contingent upon winning your case.

Your recovery and satisfaction are our top priorities. Don’t hesitate to reach out for a free consultation and to explore how our experienced team can assist you in your pursuit of justice and fair compensation. Call (928) 778-2660 or fill out our contact form.